Seeing the Britishestablishmentstruggle with the financialsector is likewatching an alcoholic […].  Until 2008 there wasdenialover what finance had become. […]  But the scandalskeptcoming, and so we enteredstagethree – what therapistscall "bargaining". A broadsection of the political class nowrecognises the need for change but remainsunable to see the necessity of a fundamentaloverhaul.